IMPORTANT NOTE: It is FREE to borrow from The Science Bank. However, borrowers are responsible for the total replacement value of items if they are damaged or unreturned, as shown in the Loan Agreement which will be sent by email after your order is placed. You MUST respond to this post-checkout email and Loan Agreement in order to secure your loan. The Science Bank also covers the shipping cost to the borrower, but the borrower is responsible for return shipping cost.